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Debit Card: Although financial consultants might sniff at the categorization, a debit card can be seen as a type of plastic cheque, devoid of the troubles of writing a cheque, together with several advantages of a credit card. Debit cards and credit cards, although very much bear a resemblance to each other are actually pretty different.

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Some debit cards in Australia

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Anz Debit Card: An ANZ Access Visa Debit card let you make use of your individual money wherever Visa is acknowledged – online, out of the country or over the phone. 

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ANZ Access Visa Debit is an element of the ANZ Access Advantage, ANZ Extras Package, ANZ Access Select and ANZ Access Deeming accounts. If you want to get more from your everyday bank account, change to an account with Visa Debit access.

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St George Debit Card: A St george Visa Debit Card is offered with no yearly charge that provides you convenient access to finances in your transaction account

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Why do people use plastic money or credit cards as they are called? Because most items can be purchased by using credit cards.

Credit cards can be classified as standard, secured, business, entertainment and so on. There is a long list of credit cards available in the market. You should http://www.compare2save.com.au/ which have flooded the market before you apply it. There are a couple of variable you need to watch: balance transfer rate, annual fee, and most important interest rate. Here are the best credit card that I found using http://www.compare2save.com.au/credit-cards/.

The St.George Vertigo Card has a balance transfer rate of 2.99% with an annual fee of $55 and an interest free period of 55 days. It has interest rate of 10.99% per annum.

The Aussie Mastercard has a balance rate of 4.99% with a year of balance transfer period. The annual fee is 49$ and with 55 days of interest free period. You will enjoy 11.49% of interest per annum with this plastic money.

Another feather in the cap is the ANZ Low Rate Mastercard. The privileges that you would enjoy with this card is 0% balance transfer rate, 6 months balance transfer period and an annual fee of a meager $58 and 55 days of interest free days. The rate of interest is 11.74% per annum.

CBA Low Rate Card also qualifies the criteria for ‘best credit cards’. The balance rate of 4.99% with a balance rate of 9 months and an annual fee of $48 with 11.74% rate of interest per annum. You will enjoy 55 days of interest free period.