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U.S. News & World Report – Common wisdom says that over long periods of time, stocks generally produce higher returns than bonds. But over the past decade or so, fixed-income has won out. The S&P 500 stock index has returned an annualized 2 percent over the past 10 years, versus an average annual gain of 6 percent for the Barclays Capital U.S. Aggregate Bond Index over the same time period. Bonds are ahead for a number of reasons, including falling interest rates.

View full post on Yahoo! News: Stock Markets News

UK bank Barclays launched a new premium credit card last December called BLACK CARD. It’s the world’s most prestigious and versatile credit card.

Here are benefit of the card:

• Limited Membership: Membership is limited to ensure the highest caliber of personal service is provide to each Cardmember.
• 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
• Exclusive Rewards Program: Redeem points at a higher rate for flights on any airline at any time.  No blackout dates or advance purchase requirements.
• Luxury Gifts: Cardmembers receive luxury gifts from some of the world’s top brands.
• Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
• Patent Pending Carbon Card: The unique carbon design is sure to get you noticed.
• BC Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.