Invest money http://ourhappymoney.com Learn to Invest In stocks, option, forex, and spend your money wisely on mortgage and credit card. Fri, 18 May 2012 12:57:42 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Forex trading 14May-18May 2012 http://ourhappymoney.com/forex-trading-14may-18may-2012/forex-strategy/ http://ourhappymoney.com/forex-trading-14may-18may-2012/forex-strategy/#comments Fri, 18 May 2012 12:57:42 +0000 admin http://ourhappymoney.com/?p=5364 Quite happy with this week with still a lot of bad news in the market. This week -0.44%. I still can learn a lot this week.

  • Setup SL 10 pips from the recent support or resistance
  • Open 2 position when enter the market, 1/3 and 2/3. when reaching +10 pips close the 1/3.

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]]> http://ourhappymoney.com/forex-trading-14may-18may-2012/forex-strategy/feed/ 0 Forex trading 7May-11May 2012 http://ourhappymoney.com/forex-trading-7may-11may-2012/forex-strategy/ http://ourhappymoney.com/forex-trading-7may-11may-2012/forex-strategy/#comments Fri, 11 May 2012 15:39:46 +0000 admin http://ourhappymoney.com/?p=5358 In my previous post, I told you guys that I want to quit. But thank God, I didn’t. I’ve updated my strategy, so it will limit my losses.

The idea is still trading with MACD crossover, but when the strategy turns out to be a loss, then you will need to enter again when the MACD reach the other side and have another cross over. So when it give MACD crossover in the lower area and you are buying but then it turns out bad, then you should wait until MACD reach the upper area and have another cross over which is now a sell signal.

I’ve put all my strategies in this page. Overall this week loss is very high 3% and makes this month loss 4%. But I’m very happy with the condition because I made my strategy better (more conservative). I loss in Monday, Tuesday, Wednesday, and Thursday, but gain in Friday. My first gain in this week. I hope next week is better. Remember last month 7.9%, this month -4.1%. If last month is working and this month isn’t working, there must be something wrong with the strategy. DON’T GIVE UP. THE NEXT TIME IT HAPPEN AGAIN, FIND OUT WHAT IS WRONG.

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]]> http://ourhappymoney.com/forex-trading-7may-11may-2012/forex-strategy/feed/ 0 Quitting forex http://ourhappymoney.com/quitting-forex/forex-strategy/ http://ourhappymoney.com/quitting-forex/forex-strategy/#comments Thu, 10 May 2012 08:00:51 +0000 admin http://ourhappymoney.com/?p=5355 I’m quiting forex today (for now maybe). Although last month was great, this month was terrible. I loss 5% this month. The strategy I use does not work in current condition, a period of uncertainty because of Greece debt. It will often give buy and sell signal but then it goes to the wrong direction. I’m not sure what to do:

1. Don’t trace in these condition.

2. Use another strategy for these condition, but how can I know this condition is coming. I should trade using demo during this condition.

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]]> http://ourhappymoney.com/quitting-forex/forex-strategy/feed/ 0 Forex trading 30 April-4 May 2012 http://ourhappymoney.com/forex-trading-30-april-4-may-2012/forex-strategy/ http://ourhappymoney.com/forex-trading-30-april-4-may-2012/forex-strategy/#comments Fri, 04 May 2012 15:32:04 +0000 admin http://ourhappymoney.com/?p=5350 This week is horible. I deposit a lot of money this week, and lost a lot of money, but it’s small in percentage -1.5 %. Basically I went in the wrong direction on my trading this week, because I use Day charting and combine it with 1 hour chart. I should have use the 4 hour chart. The 1 Day chart is still showing buy, so I buy. Price was dropping, and I kept buying. I should have follow the 4 hour chart which already showing sell signal.

NZDUSD drop a lot this week, but using this strategy won’t do much, because the MACD cross over will often show buy and sell signal. The price is already drop a lot, but we are not sure whether it will keep going down or retrace up. GBPUSD and EURUSD also consolidate much, so it is hard to predict the price.

So lesson this week, user 4 hour chart with 1 hour chart. I will need to find indicator of consoolidation and make sure i don’t enter the market when price is consolidating.

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]]> http://ourhappymoney.com/forex-trading-30-april-4-may-2012/forex-strategy/feed/ 0 Forex trading 23-27 April 2012 http://ourhappymoney.com/forex-trading-23-27-april-2012/forex-strategy/ http://ourhappymoney.com/forex-trading-23-27-april-2012/forex-strategy/#comments Fri, 27 Apr 2012 14:39:10 +0000 admin http://ourhappymoney.com/?p=5347 This weeks starts good, then in day I loss it all, and Friday I win big. I feel I want to quit on Thursday although I still got small profit. The market on Thursday is unpredictable. But Friday is very predictable. I hope I remember this lesson. TODAY CAN BE VERY BAD, BUT TOMORROW CAN BE SUPER BETTER. This week only won 40 pips, last week 80 pips. If only I can get 30 pips consistantly every week, that is 120 pips per month or 4%. overall this month I win 153 pips with one day to go. Almost done treating forex as business in one month.

Still I have lots of things I can learn this week

  1. I won’t trade non USD pair anymore, so no EUR/GBP, AUD/CAD, EUR/AUD . If I don’t play that non USD pair, my profit will be double.
  2. Do not trade againts news. I want to try to enter two position big news coming out. So 1 buy and 1 sell. Each has 10 SL and 30TP. That means I will surely get 10pips? Assume 10 pips is slippage.
  3. Trade on the two pair that has the biggest MACD divergence
  4. Loss will happen. You just need to believe tomorrow will be better. See my own performance as proof. Remember not every month will make profit.
  5. Try trade USD/CAD and leave it at night

So I think 4% per month is achievable. so

$1000 = $40

$2000 = $80

$5000 = $200

$10000 = $400

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]]> http://ourhappymoney.com/forex-trading-23-27-april-2012/forex-strategy/feed/ 0 Forex trading 16-20 April 2012 http://ourhappymoney.com/forex-trading-16-20-april-2012/forex-strategy/ http://ourhappymoney.com/forex-trading-16-20-april-2012/forex-strategy/#comments Fri, 20 Apr 2012 15:44:35 +0000 admin http://ourhappymoney.com/?p=5344 This is the first week I’m using MACD crossover. The result is pretty good. In the middle of the week, I got some bad results:

  1. 4/17/2012 GBP/USD 1.5887 sell 1.5917 -30 -9
  2. 4/17/2012 EUR/usd 1.3126 sell 1.3154 -28 -5.6
  3. 4/19/2012 AUD/USD 1.03801 buy 1.03481 -32 -9.6
  4. 4/19/2012 AUD/USD 1.03741 buy 1.03491 -25 -7.5
  5. 4/19/2012 GBP/USD 1.6025 sell 1.6037 -12 -3.6
It was bad and I have a feeling that this won’t work. I wonder if we can get rich by trading forex. After that loss, I learn one more thing.
  1. Trade MACD crossover with gap more than 200 or -200. If the gap between the slow and fast MACD is too narrow, then the trend is not good.
  2. I’m also starting to use H4 chart. Not sure if it is a good idea. Basically I’m trading with smaller pips, so futher Stop loss and take profit. I’m not sure if H4 is better than H1.
  3. I also learn a new thing about taking profit. The idea is to lock some profit when you have it. So for example after reaching 45 pips, set SL 30 pips from that price. So no mather what you will still have the 15 pips.

So overal this is is great. 80 pips profit.

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]]> http://ourhappymoney.com/forex-trading-16-20-april-2012/forex-strategy/feed/ 0 Forex trading 9-13 April 2012 http://ourhappymoney.com/forex-trading-9-13-april-2012/forex-strategy/ http://ourhappymoney.com/forex-trading-9-13-april-2012/forex-strategy/#comments Sun, 15 Apr 2012 05:53:09 +0000 admin http://ourhappymoney.com/?p=5329 This week trading is a roller coaster. I’m down 51 pips. At the start of the week, I have 3 consecutive losses USD/CAD -23 pips, and 2 GBP/USD each -30 pips. So those three already made me loss -83 pips. Winning percentage 56%. This means losses was big but winners are small.

Here’s what I learn this week.

  1. I’ve learn from GBP/USD losses. I now implementing cross over of MACD. The mistake from GBP/USD is because I trade against MACD crossover.
  2. It’s better to Take Profit than to let the profit run. It’s just like business, If you have a stupid customer who you can charge much. It’s better that you don’t do that. Your customer will eventually knows that you are charging too much and will move away from you. So take profit when your target is reached and you can enter again when it retrace.

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]]> http://ourhappymoney.com/forex-trading-9-13-april-2012/forex-strategy/feed/ 0 Finding The Proper IT Contractor Accountants For The Business http://ourhappymoney.com/finding-the-proper-it-contractor-accountants-for-the-business/general-investing/ http://ourhappymoney.com/finding-the-proper-it-contractor-accountants-for-the-business/general-investing/#comments Fri, 13 Apr 2012 07:00:05 +0000 odihost http://ourhappymoney.com/finding-the-proper-it-contractor-accountants-for-the-business/general-investing/ For an it contractor and a freelance worker, choosing a good accountancy firm makes a major difference to the manner they manage their business. The ideal accountant should preferably not only offer specialist knowledge on things that affect contractors each day, including tax legislation, IR35, and corporation tax laws, a good accountancy firm should also eliminate most of the costs, time and hassle connected with financial administration They will offer their clientele less tangible added benefits like financial peace of mind as well as absolute confidence that their accounts as well as tax matters are being handled properly.

For this reason, if you’re a contractor or a freelancer you must always aim to use an effective contractor accountant. Only an accountant who deals with the self-employed sector will possess adequate practical knowledge of the tax challenges linked to running a contracting business to offer you the best assistance as well as ensure that you’re operating in the most tax-efficient way. So outlined below are various helpful hints to help you choose the ideal contractor accountant for your business venture.



First and foremost they should preferably offer you a versatile, extensive assistance that goes beyond form-filling and tax returns. The top contractor accountant will get to learn about their customers’ businesses and go the extra mile to fulfill their specific needs. For example, the majority of contractor accountancy packages consist of things like IR35 advice and submission of your annual self assessment tax return. In addition, many will even help with your business set up (if you are just starting out), sign up for you for PAYE as well as VAT, and provide private guidance and help anytime you require it.

In combination with personal expert services of an accountant, the top contractor accounting services also can include permission to access a suite of online computer software, enabling customers to save time as well as inconvenience related to day-to-day chores including documenting expenditures as well as producing statements. And it goes without saying that this entire program have to be very good value, using a monthly registration cost that is fully detailed and clear when you sign up to guarantee that you are not hit with some additional service fees at the end of the year.

Most importantly, your accountancy firm is there to assist you to save time, eliminate stress and stay in charge of the financial situation. Through tax-saving useful information or other money administration strategies they might also allow you to save you money. Most importantly they really should make you feel safe and secure that your finances are in the hands of an experienced person. Every self-employed professional recognizes the advantage of effective financial administration, and it truly is well worth taking time and energy to choose the most appropriate contractor accountancy firm for your situation.

Source: http://www.articlesbase.com/finance-articles/finding-the-proper-it-contractor-accountants-for-the-business-5814877.html

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]]> http://ourhappymoney.com/finding-the-proper-it-contractor-accountants-for-the-business/general-investing/feed/ 0 Important Features of Successful Binary Options Signals http://ourhappymoney.com/important-features-of-successful-binary-options-signals/general-investing/ http://ourhappymoney.com/important-features-of-successful-binary-options-signals/general-investing/#comments Fri, 13 Apr 2012 06:00:05 +0000 odihost http://ourhappymoney.com/important-features-of-successful-binary-options-signals/general-investing/ One of numerous concerns we occasionally come upon for all those who have brand new binary options trading systems available to get is regarded as the shortage of binary options signals which could be accurate and actionable. Often times might know about see whenever we evaluate systems cures see is mostly a dearth of signals sent (either free of charge web sites or low cost premium solutions), or we’ve observed a substantial wide range of alerts sent nevertheless they aren’t actionable as the trigger doesn’t fire.

Just what are the characteristics that could make a binary options signals service useful? I could discover three there are numerous surface of my head – road directions of every possibly have no doubt about what they may be without having me saying. Initial there must be numerous possibilities to trade. Your complete point of generating binary options trading systems will be the capability takes everyday action available within the marketplace. Ergo for one binary option signals intend to become valuable it requires supplying frequent calls obtainable to get.

Accurate

Cost-free key manifestation of any alert service is it must be correct. Most binary traders recognize that typically an angel investor has got to win 55% of occasions simply to break even. But clearly and when in the market of breaking even – and this signifies and binary options signals service is needed to be correct adequate to be able to make trading the markets worthwhile. A good every day binary options signals service that have an accuracy rate of 70% or far better and sending alerts everyday is most likely to help the day trader earn a considerable living trading binary options.

The really final, as well as the majority frequently over-looked characteristic of an excellent binary options signals service is managing alerts received are actionable. A lot of the time they’re not – not less than in relation to totally free services. It is negative sufficient a free or cheap service may submit one signal a week… however, if that signal by no means actually even triggers a trade… why bother, right? The intense trader expects alerts to arrive via often, and in case sent, be in just a trading range exactly where 1 might count on the signal to completely fire! Once fired the investor definitely tends to make the trade obtainable and waits for results. In case the alert comes via however the asset value never hits the trigger level – as you will find no action and hence… no potential earnings

Source: http://www.articlesbase.com/finance-articles/important-features-of-successful-binary-options-signals-5814585.html

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]]> http://ourhappymoney.com/important-features-of-successful-binary-options-signals/general-investing/feed/ 0 Foreclosures Hampering Detroit's Recovery http://ourhappymoney.com/foreclosures-hampering-detroits-recovery/general-investing/ http://ourhappymoney.com/foreclosures-hampering-detroits-recovery/general-investing/#comments Fri, 13 Apr 2012 04:00:06 +0000 odihost http://ourhappymoney.com/foreclosures-hampering-detroits-recovery/general-investing/ Foreclosures are continuing to hamper the recovery of Detroit. Over a fourth of the residences whose owners had defaulted during 2006 and 2007 has been demolished or are listed. In the face of this how can the city be reborn?

According to Detroit News the western and northeastern corners of Detroit contain two thirds of the units that were foreclosed five years previously and these have already been leveled. These were also the concentrated sub-prime loan-taking zones prior to the housing collapse.

There are more vacant units poised to meet the same fate – although the pace has somewhat abated. Since 2007 the banks have foreclosed on over 28,000 residences.

Professor Steve Babson, formerly of Wayne State University, a resident of East English Village said that if this foreclosure rampage goes on unchecked, he does not think any credible programme targeting economic recovery will be possible.

In the localities where abandonment cannot be absorbed, the evictions are immediately preyed upon by vandals who can strip within days the entire unit. Armando Wilson, a resident of Vaughan Street said, “It makes everyone want to leave. Everybody is leaving Detroit. They feel there is nothing in Detroit anymore”. The neighbourhood is peppered with skeletons of burnt out houses; strippers regularly haunt the area.

Detroit has been grappling with the problem of abandoned houses for many years. Its population has gone down by 25% during the first decade of the new century. From 2006, within a year 7,600 houses were listed for demolition; now 38,000 units are being demolished accounting for 10% of all the residents in the city.

Another Detroit resident is Lee Rhymes. He is in his mid sixties and complains that in his neighbourhood in Vaughan over a dozen houses within 100 yards are marked for demolition; of these 8 units have been recently foreclosed upon. Strippers step in on the very day the house become empty. The battle between them and the residents is a constant one.

For cash-starved Detroit City it has been a difficult problem to attend to the razing of units. Since 2010 it has pulled down 4,200 houses and is targeting another clutch of 6,000. Given the present speed of demolition, the operation could go on for three years. The figures exclude the 1,800 houses targeted by the City Council or another group of 26,300 that are being considered for the axe.

Source: http://www.articlesbase.com/finance-articles/foreclosures-hampering-detroits-recovery-5811318.html

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